Michigan Repeals Motorcycle Helmet Law

April 14, 2012

On Thursday Governor Rick Snyder signed a bill repealing the law that requires motorcyclist in Michigan to wear a helmet while riding. This repeal makes Michigan the 31st state in the nation to allow riding a motorcycle without wearing a helmet. This has been a hot topic in politics for years with the previous Governor vetoing a similar bill twice while in office. Proponents say that the repeal will bring added money to the state through tourism via motorcycle clubs now willing to tour Michigan. Opponents of the repeal, such as auto insurers and health care providers, fear it will […]

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The Basics of Health Insurance

April 5, 2012

I remember the excitement of getting my first real job after college, finally a chance to start my career and make some real money. I also remember the utter confusion when I sat down to review my benefits and choose health insurance for the first time in my life. Until then I just showed up to the doctor’s office that I had gone to since I was just a kid with no idea as to what type of health insurance my parents had. Before calling any Michigan Insurance Companies to inquire about health insurance here are a few of the […]

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Reviewing Your Insurance Policy

March 20, 2012

In today’s world who isn’t trying to save a dollar. Families are budgeting more, cutting out luxury items, and looking for deals anywhere they can find them. Those are all great ideas and can really help the paycheck go a little farther. To go a step further I suggest a consumer to review all of their loans, credit cards, and even their insurance policies and ask themselves, “Is there a better rate? Am I paying too much? Can I do any better?” Just as a person might go to a bank and talk to a mortgage broker about refinancing their […]

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Michigan Road Sign

Selecting a Michigan Life Insurance Company

March 15, 2012

If you are looking for life insurance that means you are a couple of things. First, you are a prepared person that would like to assure your responsibilities are taken care of even in death. And second, that you are probably a bit confused with the overwhelming choices and decisions that have to be made when buying life insurance. Let me help you out by discussing three topics to strongly consider before choosing the best life insurance for you. Many people would believe the most important topic to consider is what dollar amount would I like to be insured for. […]

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Percent growth

Michigan Health Insurance Premiums On the Rise

March 14, 2012

It’s no surprise to American citizens that health care costs are on the rise. How far will it go? According to recent predictions, some suggest that in the next few decades, health care costs may surpass an individual’s entire annual income. Already today, sacrifices are being made. In order to keep paying for health insurance, some Americans may be making sacrifices such as skipping their rent payment, eating less, and going to other extreme measures just to be able to afford having health care for themselves and/or their families. What we all may not realize, is that as the health […]

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Always get more than one insurance Quote

February 4, 2012

When shopping for insurance you should always get multiple quotes from various Michigan Insurance Companies.  You never can tell what Insurance company is going to offer the best rates or discounts. When getting an insurance quote, it is always good to ask about the various discounts that you may be entitled to.  For example, many agencies offer discounts based on how many policies you have with with them.  If you have your auto, home, life, and health all under one agency, you may be suprised by the amount of savings you will encounter.  When looking for auto insurance, you should inquire […]

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Michigan Auto Insurance Coalition Seeks Data On No-Fault Insurance

February 3, 2012

According to the AP, “The Coalition Protecting Auto No-Fault” or CPAN, has filed a lawsuit against Michigan Catastrophic Claims Association (MCCA) to retrieve vital information and statistics to help legislators make decisions that may change the way no-fault insurance is handled in Michigan. At this time House Bill 4936 and Senate Bill 649 are looking at taking away lifetime benefits that are currently available to all Michigan drivers. CPAN hopes this data retrieval will shed some light on what exactly could happen if these changes are made.

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